The average cost of an engagement ring in the U.S. is $6,000. If you believe in spending less on the ring and saving for the future, it will cost you about $1,000.
Whatever the amount you wish to spend, choosing an engagement ring is one thing that will throw you out of your comfort zone. You’ll be choosing a symbol of commitment to the partner you want to spend your entire life with. So you have to understand what goes into choosing an engagement ring.
With so many options out there, how do you choose the perfect engagement ring for your fiancé? Read on to understand seven factors you should consider when ring shopping.
1. Your Partner’s Jewelry Preference
One of the most important things to consider when choosing an engagement ring is your partner’s jewelry preference. If your fiancé wears a lot of gold jewelry, you should probably stick with gold rings. If your partner prefers silver jewelry, then go with a silver ring.
You will know your partner’s preference by checking their current jewelry collection. The collection will tell you about your partner’s preferred color, setting, and stone.
Ask their friends or family members if you’re unsure about their preference. They’ll likely be able to give you a better idea than you’ll get from simply looking at your partner’s jewelry collection.
2. Your Partner’s Ring Size
Another essential factor to consider when ring shopping is your partner’s ring size. You don’t want to choose a ring that’s too small or too large for them.
To find out your fiancé’s ring size, ask them to try on one of their rings and measure the diameter in millimeters using a ruler. You can also get a ring sizer to measure the ring size yourself.
If you want to be sneaky, you can borrow a template from your partner and use it to make a clay imprint. The average engagement ring size is 6.5, but it’s essential to get an accurate measurement to ensure a perfect fit.
3. The Ring Style
As important as the ring size is, the ring style is just as important. When choosing a ring style, you should consider the shape of your fiancé’s finger and their engagement ring style preferences. If your partner wears many rings, you might want to choose a style similar to their other rings.
If they don’t wear many rings, you can be more creative with the ring style. Consider whether your partner prefers more traditional ring styles or unique styles. Also, ask yourself whether they would love a more ornate ring or a lavish one.
It’s also vital to consider your partner’s personality when deciding on the ring style. The engagement ring you choose should complement what they wear most of the time.
There are many engagement ring styles that you can choose from. Examples include the following:
The Solitaire Engagement Ring
This classic-style ring has a single diamond on a gold or silver band. The solitaire diamond sits in the middle of the ring and is a popular choice for engagement rings.
The solitaire ring style is perfect if your partner has a simple yet elegant style. It’s also a good choice because it doesn’t go out of fashion.
The Halo Engagement Ring
This ring style has a band that is encrusted with small diamonds. The main diamond is in the center and is surrounded by smaller diamonds. The central diamond stone shines while the others around its diameter create a dazzling shimmer.
As a result, it will look more sparkly and brilliant when your partner wears it. The halo engagement ring options are perfect if your partner has a unique sense of style.
If you’re interested in the best halo engagement rings, you’ll find them in reputable jewelry stores. Here, you’ll find rings that satisfy your partner if they are interested in big, flashy rings.
The Three Stone Engagement Ring
This ring style has three diamonds on the band, with the largest diamond in the middle. Most people will tell you that this ring is symbolic. Some believe that the three stones represent the past, present, and future.
Symbolic or not, the three-stone ring style is a good option because it’s versatile. You can choose the type, shape, and size of the stones on the ring.
You can have one large diamond at the center or three equally-sized stones. Your center stone can be a colored gem to make the ring more beautiful.
4. The Gemstone
Another factor you should consider when choosing an engagement ring is the gemstone. This is the stone that is set in the ring. You can choose from various gemstones, such as diamonds, rubies, sapphires, or emeralds.
The type of gemstone you choose should reflect your partner’s personality and style. For example, if your partner is trendy and fashion-savvy, you might want to select a ruby or sapphire engagement ring. If your partner is more classic, you might want to choose a diamond engagement ring.
If you settle for a diamond ring, you should consider the 4Cs of diamond quality. The C’s include the following:
It would be best to determine whether to use a colorless diamond or a diamond with color. The color ranges from D (no hue) to Z (a yellow-hued diamond). Colorless diamonds are more valuable and cost you more than those with a yellow or brown tint.
Clarity measures how many blemishes or inclusions a diamond has. The clarity chart for diamonds will range between flawless and grade 2 inclusions. You can choose a flawless diamond if you’re willing to pay an arm and a leg for the engagement ring.
The cut refers to the diamond’s proportions, symmetry, and finish. It affects the diamond’s brightness, fire, and how sparkly the diamond appears. You should choose a well-cut diamond because it will look better than a poorly cut diamond.
Don’t risk choosing a ring with a poorly cut diamond because it will appear dull or lifeless. On the contrary, a well-cut diamond will reflect brilliance from all angles.
The carat weight is how a jeweler measures a diamond’s size. You should consider your partner’s preference when it comes to carat weight.
Some people prefer a smaller engagement ring, while others prefer a larger ring. So, check the diamond’s weight, often indicated in carats or a carat’s fraction.
The best thing is to review each diamond ring closely to see whether it matches your preferred quality standards. You can ask an expert to help you ensure that you don’t pay too much for a low-quality ring.
5. Your Budget
When choosing an engagement ring, you should also consider your budget. As we mentioned earlier, engagement rings are pretty pricey. You might have to start with a saving plan to ensure that you have enough to purchase a ring that your partner will treasure for life.
However, don’t put unnecessary stress on yourself just to buy a ring. You can choose the cheaper option as long as it’s appealing. You can also consider working with jewelers that offer financing options when purchasing rings.
For example, a jeweler may offer you interest-free financing for a certain period of time. Such retailers will make buying an engagement ring for your partner a breeze.
Be aware of wedding traditions and rules that might pressure you to spend a lot on an engagement ring. An example is an argument that you should spend a quarter of your annual salary on your fiancé’s ring to prove that you love them.
Don’t succumb to such outdated rules. Instead, only spend what you believe is appropriate and aligns with your values.
You don’t want to spend more than you can afford on a ring that your partner might not even like. Work with your jeweler to find the best ring for your budget.
6. The Metal
The metal of your engagement ring is also an essential factor to consider. You can follow the trend and choose an engagement ring whose band is made of precious metal.
Gold is a very popular option for engagement rings because it has a classic look. Rose gold is also becoming a popular choice for engagement rings because of its unique hue.
Platinum is another durable metal that is often chosen for engagement rings. You can also consider a silver metal band.
Don’t just focus on how the metal looks. Instead, consider its malleability. Remember that some metals are more workable than others. So, if you want an ornate engagement ring, you should consider a ring with more malleable metals.
7. The Jeweler’s Reputation
When choosing an engagement ring, you should consider the jeweler’s reputation. Do your research to ensure that you’re buying from a reputable retailer.
You can follow various tips when looking for a reliable retailer to sell you the engagement ring. Some of the tips include:
Check Online Reviews
Check the jeweler’s website to see what other customers say about their experience. You can also browse the jeweler’s social media pages and see the comments that people are leaving on the retailer’s posts.
You should also check third-party review websites that allow customers to post reviews of businesses. Examples include Yelp and Google My Business. You can use these websites to see people’s feedback about engagement ring retailers.
Ask for Recommendations
Word-of-mouth is still one of the best ways to find a good business. So, you should also ask your friends and family members if they know any reputable jewelers.
This is not the time to be bashful. Ask for recommendations, even from the jewel-encrusted lady you always bump into during your morning runs. She might know the best engagement retailer in town, saving you the stress of time-consuming research.
Ask Whether the Jewelry Store Has Expert Staff
A good engagement ring retailer should have experts who can help you make the best decision about your partner’s ring. The experts will advise you on the best stone and ring designs even if you walk into the store blank-minded.
If the jeweler doesn’t have experts amongst its staff, they might not be the right store for you.
Consider How Long the Jeweler Has Been in Business
An engagement ring is a lifetime investment. So, you should consider how long the jeweler has been in business.
A good engagement ring retailer will have years of experience in the jewelry industry. They’ll know how to guide you through buying an engagement ring. Experienced retailers will also have various ring designs and options to choose from.
Consider the Jeweler’s Warranty and Insurance
You might encounter harrowing possibilities that damage your partner’s engagement ring or make them lose it. They might forget the ring at the beach or lose the gemstones at the gym. Your bathroom sink may also devour your beloved diamond rings.
For these reasons, you should consider buying the ring from a jeweler who will offer you a warranty. A reputable jeweler will offer a guarantee on the ring.
So, if anything goes wrong with the ring, you can have it fixed or replaced. Make sure to read the terms and conditions of the warranty before you purchase the ring. It would be better if you could find a seller who would include the ring’s insurance cost in the price.
Certain jewelers may not cover certain damages, such as accidental damage. In such cases, you might need engagement ring insurance.
The insurance will protect you from financial loss if someone steals the engagement ring, damages it, or you lose it. The insurance will give you more peace of mind, knowing that one of your most prized possessions is well-protected.
Know What to Consider When Choosing an Engagement Ring
When you’re ready to pop the question, make sure you have an engagement ring that wows your partner. Our article will make your ring shopping easier as it tells you what to consider when choosing an engagement ring. With these tips in mind, you’re sure to find the perfect engagement ring for your loved one.
If you’re interested in more tips, check out the rest of our website.